Day Care Center

Wednesday, October 31, 2007

Rhode Island Child Support Law FAQS - Daycare, Overtime, Modification, College, Termination

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1) What if my child's parent works overtime? Will overtime be included in child support?

There is no standard law or rule in Rhode Island regarding whether or not the non-possessory parent's overtime will be used to calculate child support. One Judge in Rhode Island consistently rules that overtime compensation cannot be used to calculate child support.

Other Judges in Rhode Island have different opinions regarding overtime. The Family Court is a court of equity and fairness. Judges in Rhode Island will typically look at whether or not a person consistently works overtime over a substantial period of time. Judges may also look at whether or not overtime is consistently offered to a spouse. If overtime is infrequent or not typically offered Judges may be hesitant to calculate overtime as a factor of child support. In that case, many attorneys argue that a person's income should be calculated using their W2 or gross income for the entire calendar year. By calculating gross income over an entire calendar year even infrequent overtime becomes an element of child support.

Judges may also look at other factors such as the needs and expenses of both parties and any extraordinary expenses for the child. At least one Judge has suggested that the possessory parent get a percentage of the overtime that is worked by the non-possessory parent. Other Judges in Rhode Island believe that overtime should always be a factor in child support. Often the issue of overtime is negotiated by the lawyers prior to any formal ruling by the Judge.

2) My child is about to turn 18 but is still in high school and living at home, can I still get child support?

Under Rhode Island Law, child support should end when a child turns 18 and graduates high school. If the child is still in high school, then child support will continue until the child turns 19.

Child support in Rhode Island automatically continues even after the child turns 18 unless a Motion to terminate child support is filed. If you are a non-possessory parent, your best option is to contact a lawyer to file a Motion to Terminate Child Support approximately 40 days prior to your child turning 18 and graduating high school. This will mean that the motion will be heard on a court date soon after the child turns 18. Please note that the non-possessory parent can still be found in contempt for failure to pay child support even after the child turns 18 if there is no motion granted to terminate the child support. If a child is seriously disabled, child support shall continue until the child turns 21 years old.

3) Can I get my child's father to be ordered to pay for my child's college education?

In Rhode Island the Court has no jurisdiction to order a parent to pay for the college education of his/her child. However, if pursuant to a Property Settlement Agreement or other contract, one party agrees to pay for a child's education, then that agreement may be enforced by a court of law. Therefore, if you seek to have your child's parent pay for your child's college education, then you must negotiate payment of college expenses as part of a global settlement of the divorce or custody agreement or other similar agreement.

4) Who is going to pay for my child's daycare?

The Rhode Island minimum child support guidelines take into account both the importance and expense of daycare. The child support guidelines and worksheet are used to determine the proper amount of child support to be paid by the non-possessory parent. The bottom line is that a party will be ordered to pay approximately the same percentage of the daycare that the party makes in relation to that party's percentage of the combined gross income of both parties.

For example: If the husband makes $100,000.00 and the wife makes $50,000.00 the combined gross income for the parties is $150,000.00. Therefore, the husband makes 66 percent of the income and will be ordered to pay 66 percent of the daycare in addition to child support. (There may be an adjustment to take into account the federal tax credit.) This amount is added onto the minimum Child Support Guidelines amount.

5) How do I modify, increase or terminate child support in Rhode Island?

In Rhode Island child support can only be modified if there is a substantial change of circumstances. In order to get a substantial change of circumstances, the child support amount must be 10 percent more or less than the old child support order. The change in circumstances could result from loss of a job, increase of income of either party, new dependents, loss of overtime, unemployment, a disability, etc.

David Slepkow is a Rhode Island lawyer concentrating in divorce, family law, child support, alimony custody and visitation. David has been practicing for over 9 years and is licensed in Rhode Island, Massachusetts and Federal Court. Please goto http://www.slepkowlaw.com to contact David Slepkow or to obtain more information. You can also call David Slepkow. 401-437-1100

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    Sunday, September 16, 2007

    Developing A Brochure For Your Daycare Centre

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    A brochure is like a walking saleman for your daycare centre. It tells your target customer all about your daycare centre. However, some daycare owners are put off by the high cost of producing one as they are under the impression that it should be produced by professionals. And for a small business, that can be quite daunting. However, producing a brochure can be quite a breeze if you know what to do.

    First and foremost, you do not need a professional designer. There are many publishing software that can do the job for you. A good example is Microsoft Publisher. There are many nice templates for you to choose from.

    As for the copy of the brochure, you can easily do it yourself once you know what you should put inside it. Before we start writing, we first need to understand who you are writing the brochure for; i.e. your target audience. As a daycare owner, your target audience are the parents who wish to put their child at a daycare centre. Some of these parents feel guilty or worried about leaving their children with strangers. Your job is of course to ally their fears and reassure them that their precious little ones are in good hands.

    Next, you need to decide what size you’d like your brochure to be; A4, A5 (A4 folded into half), DL (A4 folded into 3 parts), how many colours (will it be 4 colour throughout or 4 colour on the cover and 1 colour on the inside) and the number of pages.

    Now you are ready for some copywriting. Here are some information you should consider putting in your brochure.

    1. Introduction (How you are different)
    Write up a nice and short introduction about your daycare centre. Let the audience know how your daycare centre is different.

    2. Mission / Core values / Philosophy
    As providing daycare services is a delicate profession, the core values and goals of the daycare centre are probably something which you’d like to communicate to the parents to let them know that their child is in good hands.

    3. Pictures of children at play
    Add photographs of the children doing different activities in the brochure. Include one on the children at play, one of the children during lessons and one of the children engaging in some interest activities. If possible, include pictures of celebrations such as Children’s Day, Teacher’s Day or graduation. If you are a new business, you may consider getting stock pictures.

    4. Programme / Curriculum
    Other than caregiving, parents will also be interested to know what’s included in your curriculum. Therefore, list down the subjects that your daycare centre is offering such as art and craft, language, music and drama, etc. And if you are offering other electives such as piano lessons or computer lessons, include that in as well.

    5. Quotes / Testimonials
    Quote and testimonials lend credibility to your daycare centre. Solicit for quotes from the parents to be included in your brochure. You can choose to have them write their own quotes or you can write it and have them endorse it.

    6. Schedule
    Include a schedule of the daycare centre’s daily activities so that the parents can have a rough idea of what their child will be doing at your daycare centre.

    7. Rates
    Include rates and charges. Some owners may not like the idea of publicizing their daycare charges, so it’ll depend on your preference. Personally, I feel that it helps to qualify your customers.

    8. Contact details
    In your contact details, list not only information such as address, telephone and email but include a map as well. It will be useful for parents who wish to visit your daycare centre. And don’t forget your website address, if you have one.

    Now that you’re done with the copy, you are ready to work on the design on a publishing software.

    Have fun!

    For more information or resources on starting a successful daycare, please visit http://www.setupadaycare.com

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    Wednesday, September 12, 2007

    Breaking Up Is Hard To Do - Leaving Your Child In Daycare

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    As I write this, I am sitting alone in my house for the first time in eighteen months. I am totally and completely alone, bar the cat. It is quiet, just the sound of birds outside, even the usual drone and thud of construction work in neighbouring fields has halted in honour of the occasion. I can do whatever I want: drink tea which is still hot, read a book and fall asleep with it on my face, leave the house with just my keys and mobile. And what do I actually want to do? Well, other than compulsively tidy the kitchen and my sock draw, I want to bite my nails and fidget and maybe, just maybe, make one tiny call to the childminder, just to make sure that her phone is working and that Squidget isn’t too distraught without me.

    Yes, dear reader, I have finally done it. Little Squidget has gone off to her childminders, alias Wonderwoman and Superman, for the morning, for the first time, and I am feeling bereft, like I have sent her away to borstal. Wonderwoman and Superman are the most capable, wonderful people I know, having looked after Goldilocks when I returned to my former life of Career Woman following her birth, some three years ago, so my feelings of dread, guilt and sheer loss are at once rendered ridiculous. But I still feel loss, like part of my body has weirdly evolved and fallen off.

    It has been a long road to today, a road pitted with emotional minefields and practical nightmarishness. Who would have imagined that organising enough time to sit and stare gormlessly out of the window could be so complicated? When I gave birth to the Tweenager, I was in my second year at university. I was 22, had just moved to the UK, got married and moved house. My life fell apart when she was born and daycare was the best option. Even as a tiny baby, she was very stoic about the whole thing, bravely heading off to nursery and then school with a rucksack the same size as her on her back, blinking back the tears as she bravely waved goodbye. I never got over the guilt that crippled me every time I left her and went to my lectures. Staying at home was never an option I considered – I was grateful to get through the day without having a tantrum of my own. By the time Goldilocks was born, I was in Cyprus, running a successful business, stronger, healthier, happier, but I had gained that enemy of kids the world over: a Career. I swore I would do better by my second daughter and delegated frantically. Unfortunately, my maternity cover proved to be barking mad and so I returned to work (not altogether unwillingly), baby on hip and often on breast (much to the combined curiosity/shock of anyone within burping distance). A year later, Wonderwoman and Superman entered our lives and Goldilocks found her happy ever after with them for the next two years. The fact that she was and is never fazed by anything, giving any poor soul looking after her a real run for their money, helped assuage any feelings of guilt I might have been harbouring.

    Fast forward to today. Before gathering the resolve to ask Wonderwoman and Superman to help out with Squidget (it took me two months to make the call), I read every darn article discussing the pros and cons of early childcare, about separation anxiety and how to handle it. There is a massive amount of information out there on how and why to leave your child but precious little discussion of the emotional impact separation has on the frazzled parent left holding an empty packet of wet wipes. I have always been oddly clingy with all my kids. I’m known for it: well-meaning friends and not-so-friendly others have often joked that I am too attached to them. I couldn’t bear the thought of letting them go, a genuine problem not helped by the fact that it seems to be a medical condition peculiar to Turkish Cypriots to squeeze, stroke and physically grab your baby out of your arms at any given opportunity. If I let them go, what would I do with myself? Knit? Become an estate agent? So I became a Stay At Home Mum extraordinaire. With no life. Enter Wonderwoman and Superman, who I can hear coming up the driveway now. Squidget is smiling in the back seat and all is good with the world. I think I might be able to get used to this.

    Nikki is a freelance writer whose work is regularly commissioned by and published in a variety of international magazines and newspapers. As a mother of three young daughters, her writing often focuses on parenting and lifestyle issues but, secretly, Nikki also has a 'proper' job, as an expert writer on overseas real estate investment. She acts as a consultant to agents and developers, identifying and marketing key emerging markets. She is currently collaborating with Property Club International. See more at http://propertyclubinternational.net

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    Wednesday, September 5, 2007

    So You Want to Start a Home Daycare

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    I hang out with the other mommies. No, I am not a "Mister Mom" or a "Househusband". I do have one enviable situation, though. I work from home and I have the flexibility to say, "This morning I am going to spend with my daughters. I can play with them. I can sing with them. I can laugh with them. I can clean up their ice cream that drips all over me."

    Or I can say, "This morning I am taking my daughters to the play center, where they can play with other children, sing with other children, laugh with other children and spill ice cream on other children instead of on me."

    So I hang out with the other mommies.

    I've noticed that many mommies want to start a home daycare. The reasoning seams to go like this.

    1. I'm at home within my own children anyway.
    2. So far I have remained relatively unscathed, with few permanent injuries.
    3. How much trouble can a few extra children running around spilling ice cream on the rug cause?
    4. Let's tempt fate.

    I have two children, a toddler and a baby. They are enough of a handful, and the baby can't even climb on counters...yet.

    Before setting up your own home daycare, consider this: how many more inspiring diaper-changing hours do you want to spend each day? Little Lady is on her sixth month of perpetual toilet-training. If there is a purgatory, this is it. Too old to just carry her treasures in her quick-change diapers, too young to just go on her own, stuck in the middle in a high-maintenance waiting room of sorts. Little Sister has a nickname: Poopasaurus, because...oh wait just a minute. I have to go clean up a mess. Another mess.

    I've already written about the challenges of dressing a toddler while she's running bounding over the couch at record-shattering speeds: http://www.thehappyguy.com/toddler-dress.html

    Then there is the atmosphere. Now that Little Lady doesn't nap anymore, she can get mighty cranky. I know the feeling. It doesn't take much to get a good wail going. And she has lungs. Or she might break a few rules or a few toys. Or she might just disobey. It doesn't take long for a parent to lose patience.

    Crying. Stress. Babies sense it, and Little Sister can get cranky, too. It's a whole wailing chorus. Before long, the tension in our house can get so thick you could almost cut it with a chainsaw. Almost.

    Does it get any better in a daycare? Yes. You can take in only children who are completely toilet trained. Unfortunately, those children can climb counters. And chairs. And tables. And balconies.

    If you still want to tempt fate and see how many children it takes to cause irreparable damage to your house, your car and your body, here are four tips:

    1. Keep all sharp objects, cleansers and medications in a safe place...like another town.
    2. Laminate your couch. And your carpets. And your clothes. And your ceiling. And your food.
    3. Get a good pair of industrial strength earplugs – the kind they give the guy who pushes the rockets off a Cape Canaveral.
    4. Place Velcro strips along your walls...just in case.

    That's about all the advice I can offer. Oh yes, and did I mention to have fun.

    David Leonhardt is a humor columnist:

    http://www.TheHappyGuy.com/positive-thinking-free-ezine.html

    Info@thehappyguy.com

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    Monday, September 3, 2007

    Baby and Toddler - Daycare Advice

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    Making the decision to put your child in daycare can be a very tough choice. There are always stories on the news about horrible things that happen there. The most important thing with daycare is to make sure you find a good center.

    Many parents like childcare centers because they have a very structured, regulated environment. Most daycares have a pickup time, drop off time and also make the children do everything on a schedule. This is great because all kids need to be on a very rigid schedule.

    People usually don't want to put their kids in daycare because they don't want them exposed to all the sicknesses of the other children. It is true that kids in childcare centers have more infections than kids that stay at home. However, these children will probably get much fewer infections later on in their life. People need to be exposed to viruses and bacteria at a young age so that their body learns how to fight them off. Children that are exposed to these viruses and bacteria early on are much less likely to develop allergies than other children.

    If you send your children to daycare, they will be taught many different skills, such as storytelling, dancing and singing. Your child will spend the day doing projects and learning many new things. A recent study has found that kids that go to good quality childcare centers do better on tests than other kids. When you start looking for a daycare, make sure the one you choose has a good mix of activities.

    If you decide to get a nanny, it will be much more expensive than daycare. You will also be relying on only one person. If your nanny gets sick, you will have to find other arrangements. With daycare, you know that people are always there to look after your children. Toddlers especially benefit from daycare because they get to spend time with other kids and learn important socialization skills. If you get a nanny, your child won't be developing these skills as quickly.

    At a good quality childcare center, the staff members are usually trained in child education and child development. Because of this, the staff knows what to expect and knows how to take care of the children properly. When you start looking for a daycare, make sure the employees are knowledgeable.

    A disadvantage of daycare is that your child won't get the one-on-one care that you or a nanny could provide. Babies especially need constant attention and love to be happy and healthy. At a childcare center, one person will have to look after several babies at the same time. This can be very difficult for them.

    If you choose daycare, you will have to find other arrangements for your child when they are closed on holidays. If your child gets sick, you also will have to stay at home. You have to remember that your child will most probably be getting sick more often with things such as colds and pinkeye than other children.

    Overall, daycare is great if you pick a good center. The most important thing is to make sure there aren't too many children for the amount of caregivers. For babies there should be one caregiver to every three babies. For children aged 25 to 30 months there should be one caregiver to every four kids. For children aged 31 to 35 months there should be one caregiver to every five kids. For three year olds there should be one caregiver to every seven kids. For children aged four and five there should be one caregiver to every eight kids.

    Michael Russell Your Independent Baby and Toddler guide.

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    Tuesday, August 28, 2007

    What to Write on a Daycare Business Plan

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    If you have a love fore children and there is a need in your area for a daycare business then you have the start of a solid business. More than likely you will not get rich from owning your own daycare, but the rewards are great none the less. When it come time to start the business, however, you should put together a daycare business plan, one that will tell your business story from the start to the finish. Here is what to put on the business plan in order to make it a success.

    A great daycare business plan will be broken down into sections and stages. The first stage should be all about what you need to do in order to get the daycare business up and running smoothly. This would include any upgrades that need to be made in order for you to meet the local code requirements for a daycare business as well as how and where you are going to get financing, as well as exactly how much you are going to need to get started.

    The second section should include information about the operation of your daycare business. You should include everything that you can think of to include that would cover everything from employees that you may have to operating expenses. Don't leave anything out of this part as it will be very helpful in getting some financing for your new business.

    The last part of your daycare business plan should include everything that has to do with the future growth of your business and where you expect to be in one, five and ten years. Give details as to how you reached any projections that you have included.

    By putting this all down in writing you will not only have a powerful document to take to the bank when looking for financing, but you will be able to refer to it to keep yourself and your business on track from the start all the way to the conclusion.

    Download our easy step by step guide to starting and running a successful daycare at our website http://www.start-daycare.info/

    Start Your Own Daycare with a daycare startup kit, available on our website.

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    Friday, August 24, 2007

    How to Find a Child Daycare Center

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    It’s a daunting question for many parents, new and old. Some of you are first timers with a brand new baby in your home and others of you have several children. All in all you have decided it’s time to go back to work and find a child daycare that meets your beliefs.

    But the question is what are your beliefs on what a good child daycare should be?

    This is something for you to definitely think about, for you to find a good child daycare you need to determine what kind of environment you most definitely feel comfortable in.

    Here are some of the questions you should be asking yourself before you venture out in looking for a child daycare center.

    1. Do you feel more comfortable with a family child daycare or a group child daycare? Both are very different. A family child daycare is usually run by one person who is the owner, and usually out of someone’s home. A group child daycare is usually out of a commercial building with staff on hand. Children are divided according to ages. For example all babies are in one room, all toddlers in another, and so on.You get the idea. Family child daycares usually mix all ages together, but family daycares are small- only about 8 children per center. Group centers can be very large. Perhaps up to 250 children in one center.

    2. What is the policy of the child care center? Be sure to ask what there rules are regarding sickness, time off, vacations, paid holidays, emergencies. Make sure that you are clear on what these policies are; be clear on what the child daycare center is expecting of you and vice versa. Many times this is how parents and child daycare centers get into disagreement. Not over the actual childcare provided but over the policies established by the center.

    3. Do you trust the provider who will be taking care of your child? If you don’t trust the provider chances are you will leave the center. Also understand that child daycares aren’t perfect. Anytime you leave your home you take the risk of error. I’m not trying to protect the child daycare center, but people do make errors and understand that children will be children. They will argue, get dirty, hit their friends and so one but realize that they are learning and this is their nature at such a young age.

    I think that the above questions are so important in asking yourself. Realize that choosing a child daycare center is an important decision. Children need consistency and stable loving relationships- this is so much more important then fancy toys and big buildings.

    Christine Groth, has helped hundreds of women open their own family childcare centers. An author and mentor she has developed a mentoring system that guarantees their success in small business. To receive her free 3 part newsletter, go to http://www.instantdaycareprofits.com/

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    Babysitters Or Daycare And Children

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    After being a stay-at-home mom for a year or two after having a child, you are most likely to question the correctness or the wisdom of not yet having decided to go back to work. In reality it may be actually beneficial for your child to start interacting with children of his age, and it is certainly wrong for you to feel bad about wanting to get back to your career and your world.

    All you need to do is ensure that the day care facility that you choose is a well organized one which places a lot of importance on the development of children’s skills. Such places devote a lot of time towards teaching such skills to your child and within a very short time you will be able to see the positive changes in your child.

    After hearing dreadful tales of the babysitters and day care centers from all parts of the world, you would definitely want to find a place that offers the best service and suits your child the best. You should neither be hasty nor should you be afraid to check, and ask questions before you decide. After all, a good straightforward sitter or daycare will not have anything to hide and will be more than ready to clarify all your doubts.

    For both your child and yourself, being away from each other may be a good thing. While offering an enjoyable time with other children, going to a day care will also inculcate the right values in your child. It will help her grasp that adults need to work to support their family. You will be instilling in her the ideology of hard work and responsibility, which she in turn will practice when she grows up.

    On the whole, instead of being harmful or wrong, opting to leave your child in day care and going back to your job is good. Since all of us want what is best for our children, it is of course necessary for one to be thorough in checking out the day care that one chooses for one’s child. This way while you get back to your active work life, your child will be in good hands.

    Swati Banerjee is the owner of Writing Ink, a web content management firm based out of India, that services clients from across the globe. Please take a minute to visit http://www.writing-ink.com/ to experience how the bright young minds here make magic with words!

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    Monday, August 20, 2007

    How To Choose A Daycare Provider

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    There is no greater decision that a working parent has to make than who will provide childcare while they are away from home. You want to make sure that the provider gives your child all the love and attention that they can provide. Certainly no provider can provide the attention that a loving parent can, but some are better than others.

    The key to making the right decision is in knowing what to look for and what questions to ask. Each parent will be different in what value they place on each area: however there are some things that all parents should be concerned about. Recommendations are nice, but what may be important to your friend may not be as important to you.

    The first thing you need to know is the difference between a group center and a family care center. A group care center is usually held in a large, commercial facility. It usually houses 9 children or more. A family daycare is usually in someone's home and usually houses 6 children or less.

    Check with your state social services for the requirements in your area. Also check for licenses and certificate requirements. They can also provide a list of reputable providers. You may also want to only consider state licensed centers.

    You will also want to consider the adult:child ratio. The lower the ratio the better for your child. This will allow your child to get more attention. The picture of your child sitting alone while some overstressed worker handles too many children is one of a parent's worst nightmares.

    Also, ask about staff turnover. The lower the turnover rate, the better it is for your child. The turnover rate is an indication of the stability of the company. You also want to consider how long they have been in service.

    Make sure that you are in agreement with the caregiver's philosophy on teaching, breaks, games, discipline (a real biggie) and naps.

    Below are some questions that you will want to ask the provider. Many of these can be asked over the phone be nothing replaces an on site visit:

    1. What are your emergency policies?

    2. What is the cancellation policy?

    3. What is the latest I can pick my child up and what are the penalties

    4. Who will be taking care of your child and what happens if that person becomes sick?

    5. Under what circumstances would you call the parent?

    6. How long have you been in business? How long have you been at this site?

    7. Could you provide references from other parents?

    8. How do you check the backgrounds of your employees?

    9. How do you handle sick children?

    10. Is there a length of time for the contract?

    Remember to take your time when you make this decision. Where you place your child can make a big difference in your little one(s) life and yours. It will also affect your work. If you are concerned about your child it will be harder for you to concentrate on your job.

    There are no guarantees. There are many considerations that you need to consider when choosing a daycare. By being patient and doing your homework you will give your child the best possible chance of being safe and happy while you are away at work.

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